We’re an independently owned and operated agency in White Bear Lake, Minnesota and we deliver comprehensive insurance and risk management solutions to individuals, families, and businesses. We’ve served East-Central Minnesota for more than two decades and are proud to be an ever-greater part of the communities in this region. We’re conveniently located, are licensed in Wisconsin, and have an intimate knowledge of all of our service areas. As a result, we can serve clients easily and clients can easily take advantage of our products and services.
Our agents have over 75 years of collective experience and each agent has an area of personal and/or commercial specialization. We work with different carriers to offer the best coverage and policy option selections possible, and combined with our knowledge and experience, this selection helps allow us to develop the best solutions and to provide the most value.
Our home and auto insurance programs are broad and can secure any Minnesota or Wisconsin homeowner and/or driver. Both programs provide the coverages necessary to keep clients fully secure and the policies and/or packages that we write through these programs are completely tailored to the needs of individual policyholders. Each policy and/or package is available at minimal cost and provides the most value.
For businesses in Minnesota and Wisconsin, staying secure is a must. Our business offerings include a robust business coverage program, which provides a strong base of protection, and specific industry programs that serve a variety of commercial operations. From business owners policies (BOPs) to commercial general labiality (CGL), we have the coverages any business any operation needs to stay fully secure.
If your business needs coverages that aren’t offered in our selection, we can get the coverages for you. We're connected to a large network of carriers that allows us to find markets when the markets are needed. Ask an agent for more details.
Delivering the best products and services means looking out for clients’ best interests, being helpful in every way, providing the greatest value, and always being available. To ensure that we do these things, we manage risk and claims and provide ongoing education. As a result, our clients can reduce costs and clients have advocates if and when claims are filed. Our clients also have the information and resources they need in order to make the best decisions about their insurance.
We monitor policies and contact clients before annual reviews to ensure that coverages are current and therefore effective and that rates are appropriate. We’re also fully available, which means that clients can reach us whenever and however they need and/or want to.